Focus Universal Inc. Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- 2. Summary of Significant Accounting Policies (Policies)
Notes Tables
Notes Details

10. Loans (Details - Narrative)

v3.21.1

10. Loans (Details - Narrative) - USD ($)		2 Months Ended		3 Months Ended		4 Months Ended		5 Months Ended
10. Loans (Details - Narrative) - USD ($)	Jan. 08, 2021	Mar. 10, 2021	Mar. 02, 2021	Mar. 31, 2021	Mar. 31, 2020	May 04, 2020	Apr. 24, 2020	Jun. 05, 2020	Jun. 04, 2020
Proceeds from loans				$ 267,297	$ 0
Interest expense incurred from loans amount				$ 7,565	$ 0
AVX Design & Integration [Member] \| PPP Loan [Member]
Proceeds from loans		$ 108,750
Interest rate		0.98%
Term		5 years
AVX Design & Integration [Member] \| PPP Loan [Member] \| JPMorgan Chase Bank [Member]
Proceeds from loans							$ 116,460
Interest rate							0.98%
Term							2 years
AVX Design & Integration [Member] \| SBA Loan [Member] \| JPMorgan Chase Bank [Member]
Proceeds from loans								$ 56,800
Interest rate								3.75%
Term								30 years
Perfecular [Member] \| PPP Loan [Member] \| Bank of America [Member]
Proceeds from loans						$ 151,500
Interest rate						1.00%
Term						2 years
Perfecular [Member] \| PPP Loan [Member] \| Wells Fargo Bank [Member]
Proceeds from loans			$ 158,547
Interest rate			1.00%
Term			2 years
Perfecular [Member] \| SBA Loan [Member] \| Wells Fargo Bank [Member]
Proceeds from loans									$ 81,100
Interest rate									3.75%
Term									30 years
Focus [Member] \| Bank Loan [Member] \| East West Bank [Member]
Proceeds from loans	$ 1,500,000
Interest rate	0.25%
Periodic payment	$ 1,357,178
Due date	Jan. 22, 2026

- Definition

The average effective interest rate during the reporting period.

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