Focus Universal Inc. Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- 3. Summary of Significant Accounting Policies (Policies)
Notes Tables
Notes Details

13. Loans (Details - Narrative)

v3.20.2

13. Loans (Details - Narrative) - USD ($)	4 Months Ended		5 Months Ended		6 Months Ended	9 Months Ended
13. Loans (Details - Narrative) - USD ($)	May 04, 2020	Apr. 24, 2020	Jun. 05, 2020	Jun. 04, 2020	Jun. 16, 2020	Sep. 30, 2020	Sep. 30, 2019
Proceeds from loans						$ 405,860	$ 0
Interest expense incurred from loans amount						$ 2,290
EIDL [Member]
Other income					$ 10,000
AVX Design & Integration [Member] \| PPP Loan [Member] \| JPMorgan Chase Bank [Member]
Proceeds from loans		$ 116,460
Interest rate		0.98%
Term		2 years
AVX Design & Integration [Member] \| SBA Loan [Member] \| JPMorgan Chase Bank [Member]
Proceeds from loans			$ 56,800
Interest rate			3.75%
Term			30 years
Perfecular [Member] \| PPP Loan [Member] \| Bank of America [Member]
Proceeds from loans	$ 151,500
Interest rate	1.00%
Term	2 years
Perfecular [Member] \| SBA Loan [Member] \| Wells Fargo Bank [Member]
Proceeds from loans				$ 81,100
Interest rate				3.75%
Term				30 years

- Definition

The average effective interest rate during the reporting period.

+ References

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Amount of revenue and income classified as other.

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