Focus Universal Inc. Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- 2. Summary of Significant Accounting Policies (Policies)
Notes Tables
Notes Details

13. Loans (Details - Narrative)

v3.21.1

13. Loans (Details - Narrative) - USD ($)	4 Months Ended			5 Months Ended		6 Months Ended	12 Months Ended
13. Loans (Details - Narrative) - USD ($)	May 04, 2020	Apr. 24, 2020	Apr. 21, 2020	Jun. 05, 2020	Jun. 04, 2020	Jun. 16, 2020	Dec. 31, 2020	Dec. 31, 2019
Proceeds from loans							$ 396,860	$ 0
Interest expense incurred from loans amount							$ 4,746
EIDL [Member]
Other income			$ 9,000			$ 10,000
AVX Design & Integration [Member] \| PPP Loan [Member] \| JPMorgan Chase Bank [Member]
Proceeds from loans		$ 107,460
Interest rate		0.98%
Term		2 years
AVX Design & Integration [Member] \| SBA Loan [Member] \| JPMorgan Chase Bank [Member]
Proceeds from loans				$ 56,800
Interest rate				3.75%
Term				30 years
Perfecular [Member] \| PPP Loan [Member] \| Bank of America [Member]
Proceeds from loans	$ 151,500
Interest rate	1.00%
Term	2 years
Perfecular [Member] \| SBA Loan [Member] \| Wells Fargo Bank [Member]
Proceeds from loans					$ 81,100
Interest rate					3.75%
Term					30 years

- Definition

The average effective interest rate during the reporting period.

+ References

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Period of time between issuance and maturity of debt instrument, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.

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Amount of revenue and income classified as other.

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- Definition

Cash received from principal payments made on loans related to operating activities.

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