General form of registration statement for all companies including face-amount certificate companies

13. Operating Lease Right-of-use Assets and Operating Lease Liability (Details Narrative)

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13. Operating Lease Right-of-use Assets and Operating Lease Liability (Details Narrative) - USD ($)
9 Months Ended 12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Dec. 31, 2019
Dec. 31, 2018
Notes to Financial Statements        
Remaining lease term     32 months  
Operating lease expense $ 48,885 $ 32,412 $ 47,306  
Right-of-use asset 97,648   128,399 $ 0
Operating lease liability $ 106,596   $ 138,940